It seems like the ideal scenario: you’ve found a contractor that provided a great estimate on your next home improvement project and your dream home is within your sights. The timeline is set, the materials have been agreed upon and the weather looks good. Two days before the project starts, a friend asks about your contractor: “How is their safety record? Do they have all the proper insurance? Are you protected if an accident happens?”
Your stomach does a turn. You forgot to ask these important questions and you’ve already signed!
Don’t let this scenario happen to you. To help you make sure that your interests are protected, follow these simple but important rules.
- Check that your contractor has both Workers Compensation and General Liability insurance. Ask to see the up-to-date certificates. There is no excuse for not doing your due diligence before starting a project.
- Ask about the contractor’s safety practices and mandatory protocols. Just like you wouldn’t drive a car without locking your safety belt, contractors should not be working without approved and tested safety procedures.
- Provide a safe place to work. If getting to the area that your contractors are working on is dangerous (such as over an unsafe porch foundation) and you fail to tell them and address this ahead of time, you could be held liable for any accidents.
- Decide whether you will exercise control over the project or not. If you decide you want to determine how and when the contractors work, then you are much more liable if an accident occurs.
- Understand safety compliance laws in your state and locality. These can differ greatly depending on the part of the country you are in, so before you plan even a single new shingle, do your research.
If you ask these questions and follow these safety compliance guidelines, you will greatly reduce the possibility of experiencing any liability during your next home improvement job. Of course, consulting with a lawyer well-versed in these matters may be the best precaution you can take.
Safety Means More than Preventing Injury
It should be clear that proper general contractor safety compliance is essential not only for the health of everyone involved in your home improvement job but also for avoiding fines and liability for accidents on your part and that of the contractor.
To protect yourself and avoid headaches, fines, or worse, be sure to do your research into the safety compliance measures of any contractors you are considering. Ask them questions, look for proper documentation and understand their safety procedures before you make any decisions.
At Morgan Contractors, we have more than 18 years of experience providing quality home remodeling work that adheres to the most up-to-date and rigorous OSHA regulations. If you are looking for a safety-compliance, fully insured, highly reputable company for your next home improvement job, we are it!
For more information about our safety compliance, to request an estimate or for general questions, please contact us today or call 201-401-1800.