Our Financing Partner

We Partner With Hearth

Hearth makes it easy to find monthly payment options for your project. See your personalized plans within minutes — without affecting your credit score.

Apply Now for Financing

Financing Calculator

Estimate your monthly payment

$

Estimated

$260.85 / mo.

Principal$12,000.00
Interest (10.99% APR)$3,650.95
Total Loan Cost Estimate$15,650.95

Get your personalized rates.

Takes two minutes and does not affect your credit score.

Get Financing Options →

Estimated monthly payment is for informational purposes only. Based on selected loan amount and credit score range, calculated using a 5-year term with 60 monthly payments. Actual rates depend on creditworthiness and lender approval.

Why Finance With Hearth?

Straightforward terms, fast approvals, and no surprises.

Up to $100,000

Loan amounts to cover any size project — from a single bathroom to a full home renovation.

Affordable Monthly Payments

Find a payment plan that fits your budget. See personalized options in minutes.

Funded in 1–3 Days

Get approved and receive funding fast — so your project can start without delay.

No Prepayment Penalties

Pay off your loan early at any time with zero fees or penalties.

No Home Equity Required

You don't need to tap into your home equity. Financing is based on creditworthiness.

No Credit Score Impact

Check your personalized payment options without a hard inquiry on your credit.

How It Works

Three steps from application to breaking ground.

01

Check Your Options

Answer a few quick questions and see your personalized payment plans — no credit impact.

02

Get Approved

Choose the plan that works for you and complete the application in minutes.

03

Start Your Project

Funds arrive in 1–3 days. We get to work. Your renovation begins.

Ready to Get Started?

Check your options in minutes. No hard credit inquiry, no commitment required.